The financial products that buyers use to purchase property have never been neutral instruments. The mortgages available, their rates, and their terms shape what buyers can afford and therefore what the market rewards. A significant shift is underway as lenders across Europe increasingly offer preferential terms for energy-efficient properties, creating financial incentives that amplify the...
The conversation about climate change and property has shifted from abstract future concern to present practical consideration. Buyers increasingly ask about flood history before signing offers. Insurers adjust premiums based on climate projections rather than just historical claims. Lenders examine property portfolios for climate exposure with new intensity. For real estate agents, understanding how climate...